I'm trying to get a credit card or personal loan. American Express and Chase both refused to give me credit cards with no annual fee.
I'm going to ask my bank to give me a loan or credit card. I have a good payment history with them, and I'm close to paying off my car loan.
If they deny me, my only other option will be to get a card for people with no credit or bad credit. I need to get my car tagged and pay taxes on it (It's a newly purchased car.)
I found a couple of cards that guarantee approval. But they have annual fees, account set-up fees, and annual monthly service fees...If I get one of those cards through a major company, like Mastercard, would I be able to eventually transfer the balance or account to a different card without annual fees?
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