Credit Cards For People With No Credit

website or anything would help. i do have a good job and everything. i just want a card for back up. and the places i have applied wont approve me but for a secured credit card. i don't want a secured card. thank you for all who can help.

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I currently have an excellent credit score, and my fiance has a very good score. We both have had credit cards for 3+ years, and when we get married i wish to keep our credit cards and finances under a joint account. Does it make sense for me to have her cancel her current cards and use my account? Will that have an effect on our combine credit score? How does that work?

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I have a Citi card that once in awhile offers fixed APRs of 3.99% or 4.99% for the life of the loan, or 0% for 6-9 months. I have about k credit limit. My Capital One on the other hand stinks at a ,400 credit limit. Anyways, I'm thinking of doing a balance transfer from the Citi card to my checking account for $$$ and putting the $$$ in another bank that gives 5.20% interest, giving me about ,300 at the end of the year. I then pay the credit card in full.

In other words, I'll borrow the credit card company's money to make money. What I'm really looking for are credit cards that offer high credit limits and occassionally offers 0% interest rates for 6 months or more, with no more than 0 balance transfer fee, so I can make money off of them.

If you know of them from experience, please let me know. For example, if you have a Chase credit card or something that offers something similar occassionally, please respond.

Thanks in advance.
Yep, I understand very well how credit card companies work. When I do the balance transfer, I do not touch the credit card at all because I know my payments I make will go towards the lowest APR amount first, effectively leaving my high APR amounts accruing interest.

I will only do this with 0% balance transfers if it's fixed with no other gimmicks. Plus I have real good credit and am responsible in paying my bills on time.

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What banks will allow me to get a unsecured credit card since I have no credit. I would like to get a unsecured credit card so I can build my credit up and everything. I don't want NO secured credit card though, I would like to get my hands on a UNSECURED credit card. Please help!!!!

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What was your score after you filed and what was your score six month, a year, or two years after you filed. I hear that my score can bounce back as long as I do things that show I am responsible, such as pay on a secured credit card, and other things that show that I am a responsible credit holder. What has your experience been with this?

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