Aug 16

I just pulled my FICO for the first time today because I want to start applying for an auto loan. My FICO came back 684 and the average PLUS Scores from all of the bureaus is 734- Why is the difference so great? I'm scared my APR I qualify for is going to go through the roof!!!


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Aug 15

is there anyway to pay off or down credit cars with little or no money quick. I have a about 3 Credit cards low balances 00 on 2 of them and 0 on the other I have about 0 a month I can put towards them.


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Aug 03

 So you've quit making mortgage payments  and suddenly your bank sends you a notice of trustee sale claiming that your property will be sold at auction in a matter of weeks

You're in need of real help, real fast.  

So guess what else you'll find in the mail?  

1.  Letters from people claiming that you can simply walk away from your home by doing a "quit-claim" .  SCAM.

2.  Letters from people claiming that they will delete your mortgage  if you transfer title to their name .  SCAM.

3.  Government style letters  claiming to help you obtain "government loan modifications and/or short sale assistance."  SOLICITATION FOR BUSINESS.

4.  Investors claiming that they'll "buy your house" in 7 days.  QUITE POSSIBLY A SCAM.

So you go off looking  for "Seattle Foreclosure Help" on Google and  what do you know?  More shady websites with people promising to  buy your property from you or "save your home and prevent foreclosure."

Now not every single company promising to save you from foreclosure is looking to scam you , but you must keep in mind the key differences between a company that's going to actually help you vs. a company that's out there to rip you off.

  Do you know what the key difference is?

It's a track record.

Has the company closed at least 75-100 short sales?  What is their average success rate?  Of all of the loan modifications that they've negotiated, how many of them have been permanent? Are the companies promising to repair your credit comprised of actual attorneys experienced in judicial proceeding or random people off of the streets?

You must use these kinds of standards when seeking to avoid being another Seattle foreclosure statistic.

As the owner of Short Sail Solutions (a nationwide network of short sale experts), I have spent the last few years partnering with the best companies out there with the strongest track records, who are now ready and available to help you avoid foreclosure and walk away from this season in life with as little cost as possible.

And remember, when something sounds to good to be true, it probably is.

This is a reason why the Attorney General wrote me a letter commending my efforts as a preforeclosure consultant .  When homeowners are in pre-foreclosure, the last thing they need is another person trying to take advantage of their distressed situation .  Yes it's important to get help, but it's even more important to get it from the right people.

If you would like more information on who to work with in Seattle  who have the experience to help you in your situation, click here for --> Seattle Foreclosure Help.  Many investors, scam artists and unprofessional, unethical companies will disguise themselves as "experts" for the purpose of marketing, but when it comes to helping you save your home, they might end up falling short at your expense .  Be weary of people who overpromise and under deliver, because the risk of losing your home is far too great.

Be wise,

Kevin Kim

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


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Jul 17

I'm a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I'm planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?


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Jul 11

australia only no scams please honest answers only.


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