A percentage for gas won't mean anything to me for the next 3 or 4 years, since I'm living in Japan I wont have a car. My credit report lists two scores as good and one as excellent. I don't want a discover card since I haven't seen any place that accepts that over here (but maybe I'm just not noticing it) I refuse to pay an annual fee and the APR is only a minor concern since I haven't carried a balance in a few years and when I do it's only for a couple of months. I currently have a Chase credit card with travel benefits that seem to really suck and an American Express with points that really suck. But I have low APR's on both of those around 8% and great transfer rates so if need be I can always transfer to those cards. I only want to get one more card, the only reason I wouldn't close one of the other two is because I don't want my history to shorten.
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