Aug 28

1. My position is a student
should i fill out the Employer ,worked there(for how long), and company phone#
2.Annual Household Income:
If i am a dependent and over 18, should i put 0?
3. i live with my parent, they owned the house, should i put OWN or RENT( i didnt pay anything)


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Aug 23

I'm self-employed and I have an exceptional credit rating: Equifax FICO is 802 and TransUnion is 789......Does anyone know if I can get a fixed mortage for, say 100K, based entirely on my credit score?


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Jul 25

I am planning to do a little bit remodelling for our house, which will cost us around 10K. I have an offer from Credit card company for 4.99% checks for the life of the balanace and also another offer for home equity for prime rate 8% (since I only borrow the minimun, they can't give me their best rate).
Considering tax refund and fico score, which one should I take? If I take the credit card offer, will it hurt my FICO score more than if I take the home equity? (my score is around 765).


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