I don't actually need the extra money, but I am trying to by a house and having a higher credit line will lower my credit to debt ratio. thanx
thank you!
website or anything would help. i do have a good job and everything. i just want a card for back up. and the places i have applied wont approve me but for a secured credit card. i don't want a secured card. thank you for all who can help.
I am 26 years old and I don't have a credit score. I have unpaid medical bills on my report. They don't add up to much so I should be able to pay them off fairly easy when I have extra money. How can I get credit so that I can have a score? Every credit card that I wanted to apply to (that would even give me one) has all kinds of fees and doesn't seem worth it to me. I have student loans which I don't have to start paying back until I graduate (2009). Will these loans help improve my credit when I start paying them back? If so, what can I do now to get a credit score? I want to buy a house in the next couple of years but I need to build my credit first. Any suggestions?
It's a long story, but my husband took my bank card away a while ago. I did nothing wrong, he's just controlling. I'm a stay at home mom, so I have no personal income. I'd like to have a credit card in case of emergencies. There's been times where we ran out of baby food and and I'd have to feed our son adult food all day and night because I had no way of getting baby food. We also have one car only, so I'd like a way to pay for a cab incase we need to go somewhere during the day.
If I apply for a card, get one and use it...will my husband know if I don't tell him?
He isn't worth trying to fix.
I already have a debit card, he took that away. I can't get another one from the bank since one is already issued to me.
My wife and I owe 3,700.00 on our credit card. At the end of January we will have the extra money to go ahead and completely pay off our credit card debt. We will continue to keep the card open and not cancel it but only keep it around for major emergencies only. My question is will our FICO score of be affected negatively by completely paying off our credit card
We owe ,700.00
Our credit limit is ,000.00
