Sep 08

I have a question regarding
auto loans.
Im a college student and need a car for commuting
both my parent's credit is ruined because of
short-sale of our house.
Im saving up for the down payment
and trying to get a loan at a dealership
but since i have no co-signer nor credit
will the "lender" dealership would find me
apply the high interest rate ( im willing to accept that I have to deal with high apr)
just on the loan amount after the down payment? or some random ridiculously high loan amount...
Because I heard from someone, no credit people get loans from like "payday" who would lend money at a ridiculously high rate. like 600%

please help..
My concern is will the
interest rate only be on the
amount i borrowed? or
some random amount...
I heard from people that those "no credit lenders" tend to do that..
I have gross income of about 00/month. from a job
I think I can pay the monthly fees/4yr plan


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Aug 27

do you know of any loans for people with no credit? well i have porr credit and my father has no credit and no one else can co sign any info greatly appreciated

i wasnt approved for financial aid


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Aug 07

I want to substitute the Chase Bank Payments with a Bank of America Credit Card.


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Jul 28

I don't understand what credit score is..can someone explain in very simple terms? and what a good and bad credit score is? How do you get a good score or a bad one??


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Jul 18

Do you know any credit card company that someone could apply to if they have bad credit, and would get approved.


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