Sep 05
I have a 00 student loan balance (not a federal loan) at 7%. I have a Credit card offer for 5% until the balance is paid off. Do I transfer my student loan balance to the Credit Card, or will it have a negative affect on my FICO score? My score is 760 and I'm looking to buy my first house soon. I estimate the entire balance of the student loan (whether or not I make the transfer) will be paid off by February 2008.
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Sep 04
I need a new car and have always figured paying cash was best. I have limited credit history that I messed up in college, so my score is 520-550. I was looking at a few used cars but figure a newer used car would be more reliable and need less maintenance. What effect will paying the loan on time have for me? How long before any benefits kick in? Will it improve my score more because most of my credit now is very small credit cards and this will be a big auto loan?
I know making payments is kind of a waste, but I have the income to pay more, so I'm just focused on what, if any, FICO score improvement I can get.
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Aug 30
do you know of any loans for people with no credit? well i have porr credit and my father has no credit and no one else can co sign any info greatly appreciated
i wasnt approved for financial aid
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Aug 26
Where it asks for employment status.. What do you put if you are a full time student and work full time?
And I am 18 and so I live with my parents. And I don't make monthly housing payments. So do I leave it blank?
And what is the Balance Transfer Form for? I don' really understand it.
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Aug 16
I just pulled my FICO for the first time today because I want to start applying for an auto loan. My FICO came back 684 and the average PLUS Scores from all of the bureaus is 734- Why is the difference so great? I'm scared my APR I qualify for is going to go through the roof!!!
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